I have received an offer on my flat which is about 10k under the asking price. According to Estate Agents, the flat market in Birmingham at the moment is very slow. So, my brother is suggesting that the offer I have received is very good and I should sell it and put the money in the bank. At the moment my flat is empty and I'm paying mortgage, service charges and other expenses.
I really want to keep my flat and I think it is not wise to sell it and keep the money in a bank.
What do you think??